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A banking expert says a TSB–Heartland Bank merger may not transform the market but could still be a good thing for Kiwis.
Heartland has struck a deal to buy TSB for $620 million and form a new entity by the end of the year, pending consultation and regulatory approval.
Banking Reform Coalition Convener Kent Duston told Heather du Plessis-Allan the banks' regional focus is a point of difference.
He says compared to the big Aussie banks, both have a great reputation for good customer service and doing things well.
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