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New Zealand's biggest bank, ANZ, has downgraded its forecast for property prices this year.
It says its previous forecast of 5% is looking unrealistic as the OCR looks to be making a turn soon and market prices are already falling - now saying a 2% rise is more likely.
Meanwhile, economists are laying out their predictions for when we'll see the OCR make that turn.
Many say it won't be until 2027, but some are predicting a rise as soon as the second half of this year.
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