Kiwibuild. It was already a scandal, but it's a bigger scandal now. 

Part of the deal with Kiwibuild is that everyone said, "Well hold on, the people who get the houses are simply going to flip them."

But the government ruled that out and said people would need to own the houses, and hold the houses, for five years. And if people don't, all the profits from the house when you sell it, need to be given back to the government.

That was the safety net. 

Well, bugger me, they've gone and changed that to three years, and it's not the profit, it's only 30 percent of the profit. 

So if you buy a house in Papakura, and the average price in Papakura rises from $569,000 to $700,000, so you make $131,000 in profit, once upon a time you needed to give that to the government, but now you only need to give 30 percent. 

So you would make more than $90,000. 

The government is essentially handing out $90,000 to the graduate doctors, and the marketing executives. The middle-class New Zealanders are looking at massive payouts on us, the taxpayer. 

And that's how you make rules up as you go, that's Phil Twyford for you. He's probably the most dangerous person in Parliament.