The Government says it's time to get real about what it will take to get a country with the modern infrastructure we need.

Prime Minister Chris Luxon used his state of the nation speech yesterday, to describe the country as being in a fragile state.

Finance Minister Nicola Willis told Mike Hosking that there are areas where things need to be done more efficiently.

She says not every road needs a cycle lane clipped onto it, and we need to be open to using other forms of funding to deliver roads, whether it's time-of-use charging or tolls.

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