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Mortgage lending activity on the rise as homeowners shop for the best deals

Author
Newstalk ZB,
Publish Date
Tue, 2 Sept 2025, 8:35am
(Photo / Getty)
(Photo / Getty)

Mortgage lending activity on the rise as homeowners shop for the best deals

Author
Newstalk ZB,
Publish Date
Tue, 2 Sept 2025, 8:35am

Refinancing activity is continuing to surge as the Official Cash Rate continues to fall. 

Latest Centrix figures show mortgage enquiries are up 16% for the month of July and new mortgage lending rose almost 25%.

Chief Operating Officer Monika Lacey says the market is active at the moment and people are keen to get the best deal they can. 

She told Mike Hosking that about 36% of fixed mortgages are set to roll off in the next six months, so that’s quite a bit of activity that will start to flow through.

Lacey says it should result in a bit more cash in people’s pockets. 

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