A new report reveals the importance of contributing to Kiwisaver after buying a first home. 

The Retirement Expenditure Guidelines from Massey University and Fin-Ed Centre suggests Kiwisaver is great for funding retirement - if utilised correctly.

It finds a modest retirement goal can be reached by age 65 even after withdrawing funds for a first-home at 35. 

But report author Associate Professor Claire Matthews says there is an emphasis on using it for a home.

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