Young people spent less time fretting about their savings during lockdown.
Research by the Commission for Financial Capability has found fewer people between 18 and 34 were keeping a close eye on their finances from March to June.
Those who considered the money was there to be spent shot up from 29 percent to 42 percent.
Retirement Commissioner Jane Wrightson told Kate Hawkesby it's a bit of a worry.
"Young people are feeling the brunt of job losses. They are bearing the brunt of income interruption, they worried about the future, and the sort of 'live for today' attitude that is coming through at the moment from that uncertainity."
For other parts of the community though, the pandemic may have forced us to take a harder look at our savings.
The same research shows an upswing in people’s knowledge and attitudes around their personal finances. People are also becoming more informed about their KiwiSaver funds and have been able to save more.
Wrightson says thinking ahead is really important.
"We do now that things go up and down in our lives. We know that we have good spots and bad spots, and we do know that the best way to deal with that is to have some money salted away, to have a little bit of discipline around your savings if you can."