While the Government has passed a new law aimed at curbing the trouble with short-term, high-interest payday lenders, there could be a more simple solution.
Instead of making payday every month or every fortnight, it has been proposed that technology could be used to make worker's wages available to them daily.
Auckland University's commercial law expert Alex Sims told Kate Hawkesby there are a number of apps that would allow people to get their pay on a daily basis.
She says that a number of firms in the United States of America use this.
"When the employer pays at the end of the work cycle, that money will go through a third party and they will deduct what they have paid out to the employee."
Sims says that the fortnightly or monthly pay is a historical habit when pay was done manually, but technology means that no longer has to be an issue.
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