As house prices continue to climb, Kiwibank have set up an alternative to the traditional home ownership model, to help kiwis break into the housing market.
Kiwibank say the new "co-own" scheme is hoped to streamline the process of buying into property with friends or family.
Mobile mortgage manager at Kiwibank Madeleine Allen joined Kate Hawkesby.
LISTEN ABOVE
Take your Radio, Podcasts and Music with you