In the UK, it's the end of the credit card rip off.

That's how they're portraying the idea of outlawing extra charges when you make a payment by debit or credit card.

Massey University's banking expert David Tripe told Tim Dower there are one or two retailers here who are engaging in a bit of profiteering, but many of them don't impose a charge.

He doubts it would be worth this country following Britain's lead.

"The risk is then that if you don't allow surcharging you impose even more of a transfer, from those who are poorer to those who are in the position to use credit cards."

LISTEN ABOVE AS DAVID TRIPE SPEAKS TO TIM DOWER ON EARLY EDITION