The Privacy Commissioner is moving to limit what credit reporters can charge people wanting immediate access to their own credit information.
It's been prompted by Veda Advantage charging customers $51.95 for urgent requests.
Commissioner John Edwards says that amount substantially exceeds what is reasonable to charge.
He says it's a breach of the Credit Reporting Privacy Code, constitutes a barrier to exercising fundamental access rights, and damages public trust in the industry.
Mr Edwards is proposing a limit of $10 and has started a submission process.