We makes lots of financial decisions on the assumption that we will continue to earn and have similar expenses for a set period. Which is fine – until it isn’t.

Divorce, illness, injury, being widowed, redundancy, triplets (!) – can upset the apple cart completely.

So how can you plan for such events, and how can you recover from one you weren’t prepared for?

Financial consultant Hannah McQueen shares her insights with Jack Tame.

LISTEN TO THE INTERVIEW ABOVE