Homeowners with a fixed-rate mortgage expiring soon likely perked up when forecasters started suggesting that interest rates could start falling this year. But the Reserve Bank isn't convinced the inflation beast is back in the bag just yet. With conflicting information and no guarantees on when, how far, or how fast interest rates will fall, how can you assess your position and determine the best pathway forward?  

Hannah discusses strategies on how to proceed when interest rates are sky high but anticipated to fall, why you should calculate the interest rate differential when you want to fix short-term, and why favourable conditions demand a focused mindset to maximise progress and avoid complacency. 

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