The government's agreed to add debt-to-income lending restrictions to the Reserve Bank's bag of tricks. They haven't been introduced, but the prospect is making property investors AND first-home buyers nervous. 

Enable.Me's Hannah McQueen has been speaking to Jack Tame about the impact they may have. 

LISTEN ABOVE 

government have been discussing debt-to-income ratios. The RBNZ now has a mandate to impose limits on how much people can borrow as a multiple of their income –will they go ahead with it? It would have implications for first home buyers, depending on where they set it, as much as it will have an impact on investors who are leveraging based on the value of their properties. 

Enable Me now called ‘enable.me – financial strategy & coaching’ (rather than financial personal trainers) Website: www.enabletghg.me