New research from NIWA and Auckland University shows more than 400,000 homes are in flood prone areas.
Put it another way; it's 12 percent of residential buildings.
Around half are in Auckland and Canterbury - Wellington, Waikato and Bay of Plenty regions also have their share.
Chair of the NZ Planning Institute Reg Proffit joined Tim Dower.
LISTEN ABOVE
Take your Radio, Podcasts and Music with you