The Government's being told to consider making KiwiSaver compulsory. 

Consumer Affairs Minister David Clark is looking at more changes to the nearly 15-year-old system. 

Financial Services Council chief executive Richard Klipin told Tim Dower people can opt out of the scheme, but it could be made mandatory. 

He says most people are paying three percent but should be given a target of about 10 percent. 

“The more active your investment options, the better the outcome and some of the default changes have already addressed some of those things.” 

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